The City of Cleveland, Wellness Works!
Wealth Work$ - Financial Well-Being Program
This website is a resource center for City of Cleveland employees and their families!
The goal of the Financial Well-Being Program is to assist all employees & their family members in achieving short-term and long-term financial goals by offering tailored tools, educational services and program-sponsored events in an environment that ensures easy access, user-appropriate content, on-demand information, and protects confidentiality.
Wealth Work$ - Financial Well-Being Program
This website is a resource center for City of Cleveland employees and their families!
The goal of the Financial Well-Being Program is to assist all employees & their family members in achieving short-term and long-term financial goals by offering tailored tools, educational services and program-sponsored events in an environment that ensures easy access, user-appropriate content, on-demand information, and protects confidentiality.
APRIL IS
FINANCIAL LITERACY MONTH
FINANCIAL LITERACY MONTH
When you are financially literate, you have the essential foundation for a smart relationship with money. This can help start a lifelong journey of learning about the financial aspects of your life. The earlier you start to become financially literate, the better off you'll be because education is the key to a successful financial future.
To help you get started check out the information provided by America Saves.
What Is America Saves Week?
Since 2007, America Saves Week has been an annual event dedicated to inspiring individuals to celebrate their savings achievements and assess their financial well-being. The 2025 theme, “Saving for Your Past, Present, and Future,” highlights the importance of a well-rounded savings strategy. Throughout the week, key financial principles—such as building an emergency fund and reducing debt—are emphasized to promote smart saving habits. With our support and the involvement of thousands of organizations, this collective effort empowers Americans to develop strong financial habits and take charge of their financial futures. To help spread awareness, we've compiled a list of resources covering five essential aspects of financial wellness.
Saving Automatically
Creating a savings plan is an important first step toward financial wellness. However, consistency is the key to achieving your savings goals—this is where automatic savings can make a difference. By automating your savings, you can effortlessly set aside money for your goals without the need to remember each time. The best part? Most financial institutions provide this feature at no cost.
Featured Content
Saving For the Unexpected
A crucial aspect of financial planning is preparing for the unexpected. Building an emergency fund with three to six months’ worth of expenses provides a financial safety net for unforeseen costs. This not only supports responsible financial management but also helps you stay on track with your other savings goals.
Featured Content
Saving For Major Milestones
Many people juggle multiple savings goals, ranging from short-term goals like saving for a vacation to long-term goals such as saving for retirement or a child’s college education. That’s why it’s essential to prioritize and allocate your savings effectively. By creating a clear strategy, you can balance your financial milestones and set yourself up for success.
Featured Content General:
For Specific Milestones:
Featured Tools and Courses to Help You Save for Major Milestones
General:
Paying Down Debt Is Saving
Debt can often stand in the way of achieving financial goals. While everyone's situation is different, it's important to explore the tools and resources available for reducing debt. By effectively managing and paying down debt, individuals can free up more funds to focus on saving.
Featured Content
Featured Tools and Courses to Help You Pay Down Debt
Saving At Any Age
Building healthy financial habits is valuable at any stage of life. Whether you're just starting to save or looking to refine your approach, it's never too late to make a positive change. Having open and honest financial conversations with a child, friend, or parent is also essential to maintaining a healthy relationship with money. By incorporating these habits into your routine, you can create a strong foundation for managing your finances effectively over time.
Featured Content
To help you get started check out the information provided by America Saves.
What Is America Saves Week?
Since 2007, America Saves Week has been an annual event dedicated to inspiring individuals to celebrate their savings achievements and assess their financial well-being. The 2025 theme, “Saving for Your Past, Present, and Future,” highlights the importance of a well-rounded savings strategy. Throughout the week, key financial principles—such as building an emergency fund and reducing debt—are emphasized to promote smart saving habits. With our support and the involvement of thousands of organizations, this collective effort empowers Americans to develop strong financial habits and take charge of their financial futures. To help spread awareness, we've compiled a list of resources covering five essential aspects of financial wellness.
Saving Automatically
Creating a savings plan is an important first step toward financial wellness. However, consistency is the key to achieving your savings goals—this is where automatic savings can make a difference. By automating your savings, you can effortlessly set aside money for your goals without the need to remember each time. The best part? Most financial institutions provide this feature at no cost.
Featured Content
- Article: Try Automatic Deposits for Stress-Free Saving
- Article: Automatic Savings Are Too Good and Too True
- Article: The Benefits of Using Technology to Help Manage Your Money
- Tool: Budget Tool
- Course: Creating a Budget (And Sticking To It)
Saving For the Unexpected
A crucial aspect of financial planning is preparing for the unexpected. Building an emergency fund with three to six months’ worth of expenses provides a financial safety net for unforeseen costs. This not only supports responsible financial management but also helps you stay on track with your other savings goals.
Featured Content
- Video: What Is an Emergency Fund?
- Video: How to Contribute to an Emergency Fund
- Article: The Changing Nature of Emergency Savings
- Start Here Guide: Getting Started With Emergency Preparation and Recovery
- Tool: Emergency Fund Tool
- Course: Setting Up an Emergency Fund
Saving For Major Milestones
Many people juggle multiple savings goals, ranging from short-term goals like saving for a vacation to long-term goals such as saving for retirement or a child’s college education. That’s why it’s essential to prioritize and allocate your savings effectively. By creating a clear strategy, you can balance your financial milestones and set yourself up for success.
Featured Content General:
- Article: How to Save for Major Milestones
- Article: Turning Your Financial Goals Into a Plan That You Can Stick To
- Video: Saving for a Goal
For Specific Milestones:
- Start Here Guide: Getting Started With Buying a Car
- Start Here Guide: Getting Started With Buying a Home
- Start Here Guide: Getting Started With Financially Planning for a Pet
- Start Here Guide: Getting Started With Financially Planning for a Wedding
- Start Here Guide: Getting Started With Financially Planning for a Baby
- Start Here Guide: Getting Started With Planning for Your Retirement
Featured Tools and Courses to Help You Save for Major Milestones
General:
- Tool: Budget Tool
- Course: Saving for Goals
- Tool: Auto Buy vs. Lease Tool
- Tool: Home Affordability Analyzer
- Tool: 529 Savings Planner Tool
- Tool: Retirement Analyzer
- Course: Saving for a Child’s Education
Paying Down Debt Is Saving
Debt can often stand in the way of achieving financial goals. While everyone's situation is different, it's important to explore the tools and resources available for reducing debt. By effectively managing and paying down debt, individuals can free up more funds to focus on saving.
Featured Content
- Article: Which Debt Should I Pay Off First?
- Article: Two Simple Strategies to Save Money and Pay Off Debt
- Start Here Guide: Getting Started With Managing Debt
Featured Tools and Courses to Help You Pay Down Debt
Saving At Any Age
Building healthy financial habits is valuable at any stage of life. Whether you're just starting to save or looking to refine your approach, it's never too late to make a positive change. Having open and honest financial conversations with a child, friend, or parent is also essential to maintaining a healthy relationship with money. By incorporating these habits into your routine, you can create a strong foundation for managing your finances effectively over time.
Featured Content
- Article: Saving Is Everyone's Responsibility
- Article: Tackling the Taboo: How to Discuss Finances With Family and Friends
- Article: How to Teach Your Kids the Value of Saving
- Tool: Your Money Personality
- Course: Creating a Financial Plan for Your Priorities and Goals
- Course: Understanding the Importance of Financial Wellness
